ONE PLAN. MORE COVERAGE

Services

At Athlon, we understand the diverse insurance needs of businesses operating in different sectors. Whether you’re a commercial business, a staffing agency, or a healthcare provider, we offer tailored insurance solutions to protect your unique operations and mitigate risks. With our expertise in these industries and a commitment to exceptional service, Aris is here to provide the peace of mind you deserve.

Risk Assessment

ARIS helps businesses identify and assess potential risks specific to their industry and operations. We analyze various factors and develop risk profiles to determine the appropriate insurance coverage needed.

Insurance Program Design

ARIS works closely with businesses to design comprehensive insurance programs that align with their risk management strategies. We consider the unique needs of the business and recommend suitable coverage options to mitigate identified risks.

Policy Placement

ARIS leverages our industry knowledge and network of insurance carriers to find the most suitable policies for our clients. We negotiate terms and conditions, coverage limits, and premiums on behalf of clients, ensuring the best possible coverage at competitive rates.

Claims Management

When businesses face a loss or damage covered by their insurance policies, ARIS assist them throughout the claims process with our on-staff claim team with over 60 years claims experience. We help guide our clients in preparing and submitting claims, advocate on their behalf with insurance companies, and help expedite the settlement.

Risk Control and Prevention

ARIS provides guidance on risk control measures to minimize potential losses. We help businesses implement safety protocols, develop contingency plans, and improve overall risk management practices.

Cyber Risk Management

With the increasing threat of cyber-attacks, ARIS helps play a crucial role in assisting our clients manage cyber risks. We help in identifying vulnerabilities, recommend appropriate cyber insurance coverage, and provide guidance on data protection measures.

Employee Benefits and Wellness Programs

ARIS helps businesses design and manage employee benefits programs, including health insurance, life insurance, disability insurance, and retirement plans. We also provide advice on wellness initiatives and employee engagement strategies.

Compliance and Regulatory Support

ARIS works hard to stay up to date with industry regulations and help businesses ensure compliance with insurance requirements. We also assist clients in navigating complex regulatory frameworks, provide guidance on policy changes, and help clients meet their legal obligations.

Risk Mitigation Strategies

ARIS offers strategic advice on risk mitigation, helping clients develop proactive strategies to reduce exposure to potential risks. This may involve recommending risk transfer techniques, risk financing options, or alternative risk management solutions.

Experience Modification

Studies have shown that up to 30% of experience modification calculations have errors. ARIS reviews the worksheets for errors that can have a negative impact on your bottom line. Also, in a time when navigating the cost of doing business is becoming more complex than ever, ARIS will do an experience modification projection for clients. This projection helps our clients have more time to plan for premium changes and avoid getting shocked at renewal.

Final Audit

Final audits can yield surprising results for businesses. Insurance auditors will default to higher rated exposures that can be very costly when they are in doubt. ARIS works with clients to ensure that they are only paying for the coverage they are using and help them avoid being overcharged. If an error is discovered, ARIS works with the insurance company to correct the error timely and fairly.

Class code

There are thousands of class codes used nationwide and each state can have their own classification quirks. ARIS combines its own extensive knowledge of the classification process and works with insurance companies and rating agencies to verify the classification being used is the proper one for the job. This is an often-overlooked tool that can save an employer tens of thousands of dollars.