ONE PLAN. MORE COVERAGE
HealthCare Facilities Insurance
At Athlon Risk, we specialize in providing comprehensive insurance solutions for healthcare providers offering Assisted Living services, Convalescent and Home Healthcare, and other residential medical services. Our tailored coverage options include professional liability insurance, property insurance, and general liability insurance, ensuring that your organization is protected against potential risks and liabilities in the ever-changing healthcare landscape. Trust Athlon Risk to provide the peace of mind you need to focus on delivering exceptional care to your patients.
General Liability
General liability insurance protects businesses from most third party exposures tied to their operations and physical locations. Does not usually include automobile and professional liability exposures.
Automobile Liability
Automobile liability insurance protects the businesses against financial loss because of legal liability for automobile-related injuries or damage to their property by an auto. It also includes coverage to protect the business' own automobiles used in their operations.
Workers’ Compensation
A workers compensation and employers liability policy is an insurance policy that provides coverage for an employer's two key exposures arising out of injuries sustained by employees.
Umbrella
An umbrella liability policy is a policy designed to provide protection against losses that may exceed a policy limit of the General Liability, Automobile Liability, or Workers' Compensation policies. It is triggered when the underlying limit is exhausted.
Property, including property of clients
Property insurance is a type of insurance policy that can provide coverage for property owners or renters. These policies can provide coverage for damages caused by fire, flooding, theft, weather, and other risks.
Employment Practices Liability (EPLI)
Employment practices liability insurance (EPLI) is a type of liability insurance covering wrongful acts arising from the employment process. This can include discrimination, sexual harassment, wrongful termination, as well as wage related compliants.
Errors & Omissions (E&O)
Professional liability insurance, provides coverage for professional errors and omissions (E&O) claims against the business. These claims do not cause property damage or injury to others, but result in financial loss as a result of products or services not performing as expected or contracted.
Medical Malpractice
Medical malpractice insurance is a type of professional liability insurance that covers healthcare and other caregiver professionals against claims of injury and medical negligence with patients and individuals under your care. If your staff is having any direct physical contact with individuals, even if not directly medical related, you have this exposure.
Cyber Liability – Third Party
Cyber and privacy insurance is a type of insurance designed to protect businesses from exposures related to hacking and pricacy attacks, which can casue damages and affect their own business operations, or affect their clients.
Crime
Provides coverage for businesses to address loss of money, securities, and other assets resulting from dishonesty, theft or fraud from both employees and third parties.
Abuse
Under this type of insurance, covered claims of misconduct to other parties may include actual or threatened abuse, molestation or sexual harassment.
Health Insurance
With the newer federal laws implemented as a result of the Affordable Care Act, larger employers are required by law to provide health insurance benefits to their temporary employees even if they are not full time (new laws look at Full Time Equivalents (FTEs), which is a calculation that combines part time. We can provide inexpensive solutions that meet the requirements set forth by the ACA, and help with issues of compliance.