ONE PLAN. MORE COVERAGE
Commercial Business Insurance
Discover a comprehensive range of Commercial Business Insurance solutions offered by Athlon Risk. We provide tailored coverage to meet the unique needs of your business. Trust Athlon Risk to mitigate risks and protect your business in today’s dynamic and challenging commercial landscape.
General Liability
General liability insurance protects businesses from most third party exposures tied to their operations and physical locations. Does not usually include automobile and professional liability exposures.
Automobile Liability
Automobile liability insurance protects the businesses against financial loss because of legal liability for automobile-related injuries or damage to their property by an auto. It also includes coverage to protect the business' own automobiles used in their operations.
Workers’ Compensation
A workers compensation and employers liability policy is an insurance policy that provides coverage for an employer's two key exposures arising out of injuries sustained by employees.
Property
Property insurance is a type of insurance policy that can provide coverage for a business' building(if owned), and business personal property, Examples of property includes buildings, equipment, furniture and supplies, tools, stock, and material.
Employment Practices Liability (EPLI)
Employment practices liability insurance (EPLI) is a type of liability insurance covering wrongful acts arising from the employment process. This can include discrimination, sexual harassment, wrongful termination, as well as wage related compliants.
Errors & Omissions (E&O)
Professional liability insurance, provides coverage for professional errors and omissions (E&O) claims against the business. These claims do not cause property damage or injury to others, but result in financial loss as a result of products or services not performing as expected or contracted.
Employee Benefits Liability
Employee benefits liability is a type of insurance that protects employers from lawsuits related to mistakes or decison in the management of their employee benefits programs.
Cyber Liability
Cyber and privacy insurance is a type of insurance designed to protect businesses from exposures related to hacking and pricacy attacks, which can casue damages and affect their own business operations, or affect their clients.
Health and Benefits
Health and benefits insurance provides coverage to Employees and their deperndants for non-work related injuries and illnesses. Its is an important coverage to both small and large employers, and is mandatory in many instances. It also is a key component to attracting and retaining employees.
Crime
Provides coverage for businesses to address loss of money, securities, and other assets resulting from dishonesty, theft or fraud from both employees and third parties.
Umbrella/Excess
An umbrella liability policy is a policy designed to provide protection against losses that may exceed a policy limit of the General Liability, Automobile Liability, or Workers' Compensation policies. It is triggered when the underlying limit is exhausted.
Specialty Insurance
Insurance coverage for exposures not covered above. In most cases, if your business has a unique exposure that is not covered by the insurances mentioned above, there are often ways to cover it through the use of special endorsements to existing policies or have a very specific policy written. This may include Inland Marine(Property in transit), Maritime(shipping by sea), Special Events, and other specific exposures.